Utilising your pension to cut inheritance tax

Utilising your pension to cut inheritance tax

Pensions usually fall outside of your estate. Inheritance tax was thought to be ripe for reform in last year’s Autumn Budget but, as it happened, it was left untouched for another tax year.  What that means is the £325,000 nil-rate band has been in place since 2009,...
Pension options at the age of 55

Pension options at the age of 55

Understanding your early-access pension options. Despite remaining complex, pensions offer you far more flexibility from the age of 55 (rising to 57 from 6 April 2028) than was once possible. If you are approaching 55, you might be feeling a twinge of trepidation or...
The pensions lifetime allowance

The pensions lifetime allowance

How might the big freeze affect you? Traditionally, most people get nowhere near breaching the pensions lifetime allowance, but that’s likely to change over the next five years. The lifetime pensions allowance is currently £1,073,100. In his Spring Budget on 3 March...
Employer issues with automatic enrolment

Employer issues with automatic enrolment

Automatic Enrolment – Policy success, but a headache for employers? Back in 2012, less than half of private-sector employees in the UK had a pension scheme. Today, however, that figure is 85% and this huge increase is due to the successful rollout of automatic...
Tracing lost pension plans

Tracing lost pension plans

Billions of pounds lost in unclaimed funds due to lost Pension plans. Helping you plan for your retirement is one of our core services, ensuring you are prepared when the time comes to call it a day. With medical advances enabling more people to live for longer, the...
The tapered annual pension allowance

The tapered annual pension allowance

How it affects high net-worth individuals. The tapered annual pension allowance for high net-worth individuals was in the headlines again recently. Concerns were raised that its impact on doctors within the NHS pension scheme is prompting high-earning NHS staff to...

By continuing to use the site, you agree to the use of cookies. more information

The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.

Close